Total Valuation
Bank OZK has a market cap or net worth of $5.08 billion. The enterprise value is $965.07 million.
| Market Cap | 5.08B |
| Enterprise Value | 965.07M |
Important Dates
The next confirmed earnings date is Wednesday, April 17, 2024, after market close.
| Earnings Date | Apr 17, 2024 |
| Ex-Dividend Date | Apr 11, 2024 |
Share Statistics
Bank OZK has 115.08 million shares outstanding. The number of shares has decreased by -3.76% in one year.
| Shares Outstanding | 115.08M |
| Shares Change (YoY) | -3.76% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 0.01% |
| Owned by Institutions (%) | 89.11% |
| Float | 105.53M |
Valuation Ratios
The trailing PE ratio is 7.53 and the forward PE ratio is 7.40.
| PE Ratio | 7.53 |
| Forward PE | 7.40 |
| PS Ratio | 2.84 |
| Forward PS | 3.12 |
| PB Ratio | 0.99 |
| P/FCF Ratio | 5.96 |
| PEG Ratio | n/a |
Financial Ratio History
Enterprise Valuation
The stock's EV/EBITDA ratio is 1.42, with an EV/FCF ratio of 1.13.
| EV / Earnings | 1.40 |
| EV / Sales | 0.54 |
| EV / EBITDA | 1.42 |
| EV / EBIT | 1.51 |
| EV / FCF | 1.13 |
Financial Position
The company has a current ratio of 0.28, with a Debt / Equity ratio of 0.25.
| Current Ratio | 0.28 |
| Quick Ratio | 0.65 |
| Debt / Equity | 0.25 |
| Debt / EBITDA | 1.87 |
| Debt / FCF | 1.50 |
| Interest Coverage | -0.39 |
Financial Efficiency
Return on equity (ROE) is 13.44% and return on invested capital (ROIC) is 8.05%.
| Return on Equity (ROE) | 13.44% |
| Return on Assets (ROA) | 2.02% |
| Return on Capital (ROIC) | 8.05% |
| Revenue Per Employee | $676,169 |
| Profits Per Employee | $261,067 |
| Employee Count | 2,646 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Bank OZK has paid $176.16 million in taxes.
| Income Tax | 176.16M |
| Effective Tax Rate | 20.32% |
Stock Price Statistics
The stock price has increased by +35.15% in the last 52 weeks. The beta is 1.25, so Bank OZK's price volatility has been higher than the market average.
| Beta (1Y) | 1.25 |
| 52-Week Price Change | +35.15% |
| 50-Day Moving Average | 43.69 |
| 200-Day Moving Average | 42.06 |
| Relative Strength Index (RSI) | 51.52 |
| Average Volume (30 Days) | 1,217,508 |
Short Selling Information
The latest short interest is 11.83 million, so 10.28% of the outstanding shares have been sold short.
| Short Interest | 11.83M |
| Short Previous Month | 10.45M |
| Short % of Shares Out | 10.28% |
| Short % of Float | 11.21% |
| Short Ratio (days to cover) | 9.57 |
Income Statement
In the last 12 months, Bank OZK had revenue of $1.79 billion and earned $690.78 million in profits. Earnings per share was $5.87.
| Revenue | 1.79B |
| Gross Profit | 1.79B |
| Operating Income | 648.22M |
| Pretax Income | 867.00M |
| Net Income | 690.78M |
| EBITDA | 680.11M |
| EBIT | 639.09M |
| Earnings Per Share (EPS) | $5.87 |
Full Income Statement
Balance Sheet
The company has -$2.15 billion in cash and $1.27 billion in debt, giving a net cash position of $4.12 billion or $35.79 per share.
| Cash & Cash Equivalents | -2.15B |
| Total Debt | 1.27B |
| Net Cash | 4.12B |
| Net Cash Per Share | $35.79 |
| Equity / Book Value | 5.14B |
| Book Value Per Share | 44.66 |
| Working Capital | -6.20B |
Full Balance Sheet
Cash Flow
In the last 12 months, operating cash flow was $881.55 million and capital expenditures -$29.14 million, giving a free cash flow of $852.41 million.
| Operating Cash Flow | 881.55M |
| Capital Expenditures | -29.14M |
| Free Cash Flow | 852.41M |
| FCF Per Share | $7.49 |
Full Cash Flow Statement
Margins
Gross margin is 100.00%, with operating and profit margins of 36.23% and 38.61%.
| Gross Margin | 100.00% |
| Operating Margin | 36.23% |
| Pretax Margin | 48.46% |
| Profit Margin | 38.61% |
| EBITDA Margin | 38.01% |
| EBIT Margin | 35.72% |
| FCF Margin | 47.64% |
Dividends & Yields
This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 3.53%.
| Dividend Per Share | $1.56 |
| Dividend Yield | 3.53% |
| Dividend Growth (YoY) | 11.94% |
| Years of Dividend Growth | 27 |
| Payout Ratio | 26.58% |
| Buyback Yield | 3.76% |
| Shareholder Yield | 7.29% |
| Earnings Yield | 13.59% |
| FCF Yield | 16.77% |
Dividend Details
Analyst Forecast
The average price target for Bank OZK is $46.40, which is 5.03% higher than the current price. The consensus rating is "Hold".
| Price Target | $46.40 |
| Price Target Difference | 5.03% |
| Analyst Consensus | Hold |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Forecasts
Stock Splits
The last stock split was on June 24, 2014. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 24, 2014 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
Bank OZK has an Altman Z-Score of 0.14 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.14 |
| Piotroski F-Score | 6 |
