Myblue Silver 2237 Reviews (2024)

FAQs

Is the Florida Blue Silver plan good? ›

Silver deductibles — the costs you pay yourself before your plan pays anything — are usually lower than those of Bronze plans. IMPORTANT: If you qualify for cost-sharing reductions you must pick a Silver plan to get the extra savings. You can save hundreds or even thousands of dollars per year if you use a lot of care.

Florida Blue's offerings have advantages and disadvantages. Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.

Health insurance company ratings

Kaiser Permanente is the top-rated health insurance company in the U.S. Good insurance companies include Blue Cross Blue Shield, UnitedHealthcare, Humana, Aetna and Cigna. The worst-rated health insurance companies are Oscar, Molina and Ambetter.

Aetna and UnitedHealthcare are the best health insurance companies in Florida. Both companies have cheaper-than-average rates and good customer service. Florida Blue could also be a good option, despite its high rates. It's the most popular company in Florida, making up about 52% of all plans in the state.

A Silver health plan is a good choice for many people, because it balances premium and out of pocket medical costs. However, if you are young, do not anticipate using insurance often and have significant amounts of cash in savings, you may find that you save money with a Bronze or catastrophic plan.

Why would a person choose PPO over an HMO? While PPO plans can be more expensive than HMO plans, they offer out-of-network coverage that HMO plans do not offer. This gives you a choice of more doctors and specialists.

Florida Blue is ranked among Insure.com's Best Health Insurance Companies of 2024. The insurer earned 3.3 stars out of 5.

Fill prescriptions for non-specialty generic and brand name drugs at your local participating retail pharmacy, including national chains, such as Walgreens and Walmart.

The benefits of dental coverage through Florida Blue

We offer a choice of affordable plans with benefits for you and your family: You have the option of choosing from a large network of high-quality dentists in Florida with access to a national network when you are traveling out of state. Our plans offer good value.

What is the difference between a PPO and a HMO? ›

HMOs don't offer coverage for care from out-of-network healthcare providers. The only exception is for true medical emergencies. With a PPO, you have the flexibility to visit providers outside of your network. However, visiting an out-of-network provider will include a higher fee and a separate deductible.

Florida Blue has an average score of 3 out of 5 stars in its most recent report card from the NCQA, an industry group. The star rating measures things like patient experience, treatment, prevention and equity when creating its ratings.

State Farm Insurance Company Reputation

In the Insurance Shopping Study, it was first place for large insurers. Our team recognized State Farm as having the “Best Customer Experience” for its affordable rates, comprehensive coverage and strong accessibility and service towards customers.

MIAMI – Oct. 18, 2022 – Molina Healthcare of Florida (“Molina”) is the top-rated Medicaid plan in Florida, with a rating of 4 out of 5 stars in the National Committee for Quality Assurance's (NCQA) Medicaid Health Plan Ratings 2022.

One of 4 categories of Health Insurance Marketplace ^® plans (sometimes called “metal levels”). Silver plans fall about in the middle: You pay moderate monthly premiums and moderate costs when you need care.

SilverSneakers is also available to our Medicare Supplement members for an additional monthly premium.